Cash ISA

The tax-efficient way to build wealth.

Our Cash ISA allows you to save without paying Income Tax on the interest you earn.

Benefits

Unlock the potential of your hard-earned money with our Cash ISA account, designed to protect your wealth and fuel your aspirations for a brighter tomorrow.

  • Earn 3% AER/gross fixed on your savings (from Oct 1st 2024 to Mar 31st 2025).
  • Subject to Annual Allowance of £20,000 each tax year.
  • Deposit one lump sum or add to your Cash ISA, as often as you like, up to the Annual Allowance.
  • Includes free life savings insurance (T&Cs apply).
  • Savings up to £85,000 are protected by FSCS.

Cash ISA Rules

  • ISA applicants must be 18 years or older and ordinarily resident in the UK for tax purposes.
  • You can save up to £20,000 in one type of ISA annually or split the allowance across some or all types. E.g. you could save £15,000 in a Cash ISA, £2,000 in a Stocks and Shares ISA (not offered by ETA) and £3,000 in a Lifetime ISA (not currently offered by ETA).
  • You can subscribe by lump sum, regular or irregular payments.
  • An initial deposit of at least £100 is asked to open a EuroTrust Credit Access Cash ISA.
  • You can withdraw funds at any time (not fixed).
  • ISAs can be transferred to another provider at any time.
  • We accept Cash ISA transfers in from other providers using the ISA Transfer Service.
  • Read full terms & conditions

Transfer an ISA

Existing Members

Existing members can use our free transfer service to transfer your existing ISA into your new ETA Cash ISA.

Not yet a member?

Become a member first then come back to transfer an ISA into your new ETA Cash ISA after.

Open a Cash ISA

Existing Members

Easily open a Cash ISA following the quick process below.

Not yet a member?

Become a member first then come back to open a Cash ISA after.

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