Christmas Saver Account
Why not pay up this Christmas in advance?
Save as little or as much as you like
Attract a dividend *
Free savings insurance **
- Save as little or as much as you want, as often as you like.
- Save by direct debit (or through your salary if you work for one of our select partner employers), by debit card or cheque payments, or a mixture of both.
- * Christmas Saver Accounts pay a dividend each year, based on the profitability in the previous year.
- ** Christmas Saver Accounts include free savings insurance (terms and conditions apply).
Savings in Christmas Saver accounts are locked down until 1st November each year. You can transfer your savings into your bank account by online banking, by phone, or by coming into the office before this date, but your account will be closed down afterwards.
Open a Christmas Saver Account
Good to know
If you have registered for online banking, you can login and submit a withdrawal or transfer of savings request online. You can also call the Member Enquiry Line on [phone_no] or complete a paper request form and post or hand it in to the EuroTrust Credit Access office.
Yes, provided you meet the minimum requirements for membership and an individual savings account, you may amend the amount you are paying in at any time. If you are registered for online banking you can submit your amendment request online. You can also call the Member Enquiry Line on [phone_no] and we can take your request over the phone. Paper request forms can also be posted or handed in to the EuroTrust Credit Access office. Please note, for some of our sponsoring employers, we will require a signed form prior to be able to action your request. We will contact you if this is the case.
If you work for one of our select partner employers, you would pay in to your EuroTrust Credit Access savings account(s) directly from your wages or salary each pay day via payroll deduction. The credit union organises this with your employer. Your employer will know the full amount of your payment to the credit union, however, they will not have any specific information as to what account or accounts the funds are going to. If you do not work for one of our sponsoring employers, we have Direct Debit facilities in place. For Direct Debits, you can choose your payment frequency and your preferred payment day or date.
Yes, we can accept deposits by debit card. To make a debit card payment, please login to online banking, call the Member Enquiry Line on [phone_no] or visit the credit union office.
Credit Unions, like other UK financial organisations are members of the Financial Services Compensation Scheme. This provides a safety net should a bank, building society or credit union collapse. Further information on the scheme and the level of cover provided can be found here
As an added benefit of membership, EuroTrust Credit Access currently provides free life savings insurance for its members up until their 80th birthday. Further information on the insurance and the level of cover provided can be found here.
EuroTrust Credit Access is committed to helping our members create a better financial future. All members are required to save a minimum of £3 per week /£15 per month or equivalent.
You can find our savings terms & conditions here