How much would my mortgage be?
How much your mortgage costs depends on a lot of factors...
- a two bedroom property
- costing £150,000
- taken out over 25 years
£15,000
4.75% (4.8% APRC)
£769.66
£22,500
4.5% (4.6% APRC)
£708.69
£37,500
4.25% (4.3% APRC)
£609.46
£75,000
4.1% (4.2% APRC)
£400.03
- Important Information
- Our mortgage products have limited availability and may be withdrawn at any time.
- Early repayment charges apply. Any other charges and fees may apply.
- Applications are subject to standard lending criteria and all loans are subject to status.
- Your home may be repossessed if you do not keep up repayments on your mortgage.
Good to know
For our current variable rate products, the maximum loan to value which we will currently consider is 95% of the value or the purchase price. The exception to this would be ‘right to buy’ purchases where we will consider lending 100% of the purchase price.
You can take a mortgage for up to 35 years, and you need to be aged 69 or under to apply.
We charge a one–off administration fee for our variable rate mortgage products – this will be discussed at your initial meeting with your IFA. This can be added to the loan balance or paid upfront. The fee is £500 for further advance or purchase applications and £1,050 for re-mortgage applications.
As secured loans, you may also incur valuation and legal fees when organising your mortgage. We can provide further information on these during the mortgage process.
Yes, first time buyers are welcome to apply for a mortgage and we will consider loans for up to 95% of the value of the property.
