Additional Services
Extra services and products for members.
Online Banking
Manage your accounts online, where and when it suits you. 9 great reasons for banking online:
- access to our savings and loan products
- 24/7 access to your accounts
- apply for a loan: fast and secure
- transfer money between your savings accounts
- transfer money to your external accounts
- load money onto your credEcardplus prepaid debit card
- ask for changes to your regular payments
- change your personal information
- increase or decrease your lottery tickets
Account security is our priority and our online banking has been developed to allow members to complete online transactions securely.
Please be extra vigilant when carrying out any transactions online. Never share your login details, and do not respond to any emails asking you to confirm your login or password.
Further information
Prepaid Debit Card
Engage is a reloadable prepaid card that works in a similar way to a high street bank debit card. Anyone can apply, and no credit checks are needed.
With an Engage card, you can…
- only spend only what you have loaded onto your card - no risk of going overdrawn
- get instant access to your money at cash machines
- pay bills, and buy goods or services in store, online or over the phone
- get cashback at most shops and supermarkets
- make money transfers and set up standing orders
- easily manage your e-money account online and view or print statements
- get additional cards for family members
- get access to cash rebates, special offers and discounts via the Engage Account Rewards scheme
How to apply for an Engage card:
- Take note of the relevant unique application code below depending on which Engage account you’re opening
- Download the Engage App
- Complete the application process and input the code in part 1
- If approved, your account will be opened and ready to use, with a physical card on its way!
…
Unique application codes:
To open a Premium Account: ENECAPPREM
To open a Classic Account: ENECAPCLAS
To open a Smartcash Account: ENECAPSMT
…
For full information including terms and conditions and current fees, please visit www.engageaccount.com
Further information
Open an Engage account today
Apply for an Engage account once your membership has been processed and your initial savings account(s) opened
Wills & Power of Attorney
It’s important to plan for the future and make arrangements in case something happens to you.
That’s why we offer our members a range of legal services from our trusted partner Beveridge Philp & Ross.
Contact our Member Services to make an enquiry:
Benefits Calculator
Welcome to our Benefits Calculator, which will assist you in finding a range of benefits that you may qualify for.
The calculator will also help with:
- Making benefit applications less complex
- Understanding your entitlement to the following benefits: Universal credits, Pension credits, Child benefits, Council tax reduction and Help to Save
- Generate the information that may be required in the benefits’ application process
- Monitor your benefits entitlement, and notify you of any change of circumstances you may need to report
For more in-depth information about our Benefits Calculator read our blog
The Benefits Calculator has been developed in partnership with InBest, and is part of our ongoing collaboration work with FinTech companies, to digitise our credit union, and offer the best possible services to our members.
Stepchange
If you are worried about your level of debt and none of our products are suitable for you, we can point you in the right direction to get free, impartial debt advice from a charity.
Is freely available from organisations such as EuroTrust Credit Access and StepChange Debt Charity.
Call us on [phone_no] or visit the StepChange website for free debt advice in Scotland.
Or try their online debt tool – Debt Remedy – for more information or call them on 0800 138 1111.
