Loans designed to fit your individual needs.
Benefits
- Borrow from £50 up to £35,000
- Competitive interest rates from 7.9% APR
- Free loan protection insurance *
- Fixed payments
- Flexible loan repayments up to 10 years **
- All members must save at least £15 per month alongside your loan - building up a nest egg to enjoy once your loan is repaid
- No admin charges
- No early repayment penalties
- New members can apply as soon as they join
* In the event of your death, your loan will be paid off in full (terms and conditions apply).
** Normally loans over £15,000 can be repaid up to 10 years and personal loans below £15,000 have a maximum repayment period of 5 years.
All loans are subject to credit and affordability checks and our lending criteria.
This summary is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. EuroTrust Credit Access cannot be held responsible for any errors or omissions. Please note your final payment may be at a reduced amount. Only loans over £15,000 can be repaid up to 10 years. All personal loans below £15,000 have a maximum repayment period of 5 years.
- Note: During the duration of your loan repayment, we lock in any savings against your loan as security. This helps us with our initial assessment and loan liability but also continues our ethos of maintaining savings and having a pot of money available to you at the end of your loan. Members will be unable to withdraw shares which are held as security against unsecured borrowing unless in an emergency situation. In the event you require accessible savings, we offer a second share account to allow you to save and access your money whilst you have a loan.
How much do you need to borrow?
At EuroTrust Credit Access, you can apply to borrow as much or as little as you need up to a maximum of £35,000. It is simple and straight-forward. With no fees and competitive rates, our ethical approach ensures that borrowing money is a carefully thought out process built around affordability.
If relevant, savings to the value of the loan will be held as security and cannot be withdrawn until the loan has been repaid.