Financial wellbeing is not a one-size-fits-all concept. We celebrate the diversity in our members’ financial habits and goals. From the savvy investor to the steadfast saver, our range of savings accounts are designed to accommodate every personality type. Let’s delve into the narratives of four distinct saver personalities, showcasing how our savings solutions provide a perfect match for every member.
The Regular Saver
Meet Michael, the regular saver. For him, consistency is the name of the game. As he struggles to maintain financial discipline, regular saving is a way to help him overcome this challenge, by setting a routine and ensuring consistent contributions.
This method not only builds up a savings habit but also reduces the risk of impulsive spending. Earning interest also incentivises him to leave the money alone and allow it to aETAmulate.
Michael chose our Premier Savings Account:
- Save between £50 and £500 each month
- Earn 3% interest p.a. (3% AER)
- Only 90 days notice required to withdraw savings out of the account
The Rate Maximiser
Aisha, our Rate Maximiser, likes chasing optimal returns. Frustrated with seeing minimal returns on traditional saving accounts, she wants her money to work harder and grow more efficiently.
Seeking out the best interest rates ensures she maximises the potential of her savings over time.
Aisha chose our Term Deposit Account:
- Deposit between £5,000 and £85,000
- Earn 5% AER/gross fixed for locking up lump savings for 24 months
The Lump Sum Depositor
For Alex, the Lump Sum Depositor, he believes in making significant contributions to savings, embracing a less frequent but impactful approach.
Having a lump sum of savings provides him with a sense of financial security. So not locking up his cash for long periods allows him to take advantage of opportunities and support emergencies.
Alex chose our Platinum Savings Account:
- Deposit between £2,000 and £25,000
- Earn 3% interest p.a. (3% AER)
- Only 90 days notice required to withdraw savings out of the account
The Christmas Saver
Enter Emily, the Christmas saver who plans ahead for festive seasons and special occasions. She does whatever she can to avoid the stress associated with holiday expenses.
By saving throughout the year for Christmas and other celebrations, she avoids the financial strain that often accompanies this time of year. This approach allows for a joyful celebration without worrying about budget constraints.
Emily chose our Christmas Saver Account:
- Save as little or as much as you want, as often as you like
- Savings are locked down until November 1st each year, removing your temptation to spend it early
- This account attracts a dividend each year, based on the profitability of ETA the previous year
We understand that every saver is unique. Whether you’re a Regular Saver, Rate Maximiser, Lump Sum Depositor, or Christmas Saver, we have the perfect savings account tailored just for you. Join us on your financial journey, where diversity meets personalised solutions, and let your savings thrive, your way.
